The retirement your super was always meant to buy, once it's finally structured to work the way you assumed it already was

Whether a self-managed fund is the right way to get your super there, or whether you're better served another way, comes down to a few specifics most people in a default fund are never walked through.

Answer these few questions accurately to see if you qualify.

Genuinely independent, not aligned to any product provider SMSF-specialist founder, nearly 20 years advising Boutique Perth team, since 2011

Why Ultimum

A boutique team that treats your money the way it treats its own.

  • Specialty Self-managed super and complex superannuation strategy, set inside a whole-of-life plan that protects and grows what you have built. Our founder is a named SMSF specialist.
  • Credentials Founder Joseph Miasi, CFP with nearly 20 years' experience. Director Manisha Bhudia, voted one of the 50 Most Influential Advisers in Australia and a Women in Finance Awards finalist.
  • Model Genuinely independent. We're not incentivised by, nor aligned with, any institution or product provider, so the advice you get is in your interest and nobody else's.
  • Approach Every client plan is worked on collaboratively by the team, not by one adviser in isolation. We start by listening, then follow a considered Plan, Protect and Grow process.
  • Meetings By video across Australia, or in person at our Subiaco office in Perth. No obligation, no pressure, and no product pushed on you.

In their words

Joe Miasi at Ultimum Financial has been managing our self-managed super fund for the past five years. His expertise, professionalism, and attention to detail have given us complete confidence in our financial future.
Julie CAn SMSF client of five years, verified review
Since engaging Joseph Miasi to manage our finances, the quality of life we can afford has increased, our debt and monthly overheads have decreased, and our superannuation projections are set to facilitate early retirement. Without their sound and timely guidance, we would still be living pay to pay.
Joel & Amber PRetirement planning clients, verified review
Joe has been my advisor since 2017 and his guidance and advice has proven to be well founded, well considered and typically correct. I'm very grateful to have him managing my portfolio.
Sue WA client since 2017, verified review
Ultimum has provided us with peace of mind. Joseph and the other staff are always professional and explain everything thoroughly. They respond to our inquiries promptly. We don't have to worry about our finances and enjoy a stress free retirement.
Chris BRetired clients, verified review
The service we have got from Luke has simply been outstanding. Has become more than just our financial adviser but a friend of the family. Deeply caring, professional in nature and a delight to have in your corner when things get tough. Highly recommend.
Barry HA client of director Luke Watson, verified review